Too many qualified people out there to compromise.

Not everything has to be fixed up front, unless safety and living standards is compromised. 

Discount points are paid to everybody "wins" (I can't really explain it, but if want to chat send me a message and we can discuss as best i can how the bond market works).  6 months doesn't quite make the cut, but I'm sure its a compromise as a consumer protection, getting to the 1yr owner occupation requirement, and allowing an owner to potentially resell (lets face it, you can't effectively "disallow" somebody from selling).I think the guildines to 6 months on Title is to protect the lenders and the secondary market. 

(He gets 4.5% instead of 2% with this deal.)What terms might you offer to sweeten the pot for another buyer without putting me in such a compromised situation?

I get that these things add up, but as a compromise you could leave out some more extras while locking up the bulk packages.

And I've been "lucky" by screening my tenants effectively and generally not compromising on my screening criteria.

In spite of the fact that 51% of SMEs lack cyber security measures because they believe they are "too tiny" to be compromised, the average ransom paid by mid-sized businesses in 2021 was $170,404.businessinternational.news

Even if you purchase a condo, and just Airbnb it while you are out of town, or over the weekends you are still better off than paying rent to someone else.So finding an Agent, and getting to work with a lender is the best steps you can take right now so that you can work with them to figure out what strategy will fit best, and be the best compromise given what you can qualify for, and what your needs are!

One lousy freeloader can ruin your return so don't compromise. 

AND DO THINGS BY THE BOOK NO EXCEPTIONS NO COMPROMISE.