Who is responsible for the following?

[Antonio Chelala]

Hello everyone,

I hope you are all well.

I am still educating myself on rental property investing and have a quick question to you if you would not mind.

If I have a rental property and a tenant is living there:

If for any reason for example, the faucet of the kitchen leaks water or breaks, or anything related to the bathroom gets damaged, or for example the fridge gets damaged. As a landlord I am responsible of that, correct? Is there any insurance of those types of damages, like Lemonade for example ? (since I am renting now, I have Lemonade insurance, since it is required by the building ahahah )

Thank you all :)

Best,

Antonio