Your carrier can also put in through his union to have a box added to his route because he is paid based on the numbers of boxes he must deliver to.If they press you for more information tell them you're renting out the attic/basement and it needs its own address for mail.

I think it's fine to risk a small portion of your net worth on a gamble, but everything else means betting the farm.Speaking of farm, here are 50 acres in Hilsboro for $3M https://www.zillow.com/homedetails/NW-West-Union-Rd-Hillsbor...Dang, maybe if I..?

California is the largest state in the union, with lots of different areas, diverse populations, etc. etc.

The latter will have higher interest rates whereas the former has a 2% interest at my local credit union. 

Looking for a bank/credit union that would give a heloc/cash out refinance on a property that is vacant that I have title insurance for 

@Cliff Durrett  - thanks   1) family  2) friends  3) reitement account loan 4) personal loan from your bank 5) leverage a car  ( unlikely to obtain from a bank or credit union )  6) local bank / credit union 

Call all the community banks and credit unions in your area, and ask what their parameters are for HELOCs using your FICO range that you pulled.  

Marketing, overhead, operations, what have you, this could be baked into your rate, furthermore, your lender is most likely not even providing the capital to fund the loan nor will they service it unless they are a credit union or the type of lender that does service it.

Hi, I've searched through a lot of credit unions and other banks and the cap on the HELOC amount I'm seeing is 250K.

I would suggest speaking to local banks and credit unions.