I'd say prepare for the worse and be ready to buy when everything seems depressed and at its worst because this economy makes no sense!  

Hello @Nikkiah Wren,You are undoubtedly going through a tough time and it seems like things have been getting progressively worst. 

Worst mistake: new 2011 Mercedes Benz 350 GLK.

Because there are some repair costs that cannot be determined at this point due to the hoarding, you probably have to assume the worst case.  

Worst case scenario I will go ahead and have the broker that I am working with list the property so they may sell the home.

You are reminding me of two of the worst purchases I ever made.

Remembering that each market is independent and I think price point of the home and rental price point absolutely factor into the rates at which rents are being collected, so far the worst case scenarios have not come to fruition.  

If I recall the news stories correctly and before it became all Covid all the time NYC dumped some the worst into cities adjacent to NYC, much to the chagrin of the locals.If that's you niche. well than go for it.

I found that in my market Craigslist was the worst with this(though others swear by it).

Therefore worst case, if you can't qualify, you can just accept the terms provided by your existing lender.