Expert stated that during remediation process tenant can be in the house and he did a test on mold type and also said, home is safe to live in, even with mold.Tenant requested a copy of Home inspection report and without our authorization showed her attorney who speculated about the nature of mold and the length to remediate the issue.

That's mainly because you're speculating and institutionals have a lot more capital to 'speculate' with. 

While it's great if everyone comments, please only answer this if you have closed at least one deal by mailing absentee owners or tax delinquents so we can avoid muddying the waters with speculations.

“While many Americans still mistakenly attribute the start of the Great Recession to mortgage defaults by low-income subprime borrowers, speculators were actually at fault, according to a groundbreaking 2017 report by the National Bureau of Economic Research.”The post’s interpretation of the NBERs research seems to take some liberties.

This talk is all speculative.

Banking on appreciation is speculating, not investing.

With so much speculation about the market and its direction, are you waiting on the sidelines, ready to pounce, or are you still pushing forward with conservative underwriting regardless of what the market does? 

Given current market conditions, plus ongoing rate hikes (and speculated future hikes), what would you do with 200k in Toronto?

Any speculative trading is just gambling and I wouldn't do this with my money, let alone my clients' money.

Can't go without positive cash flow, it is literally the difference betwenn speculation and an investment.