Have you had to pay a special assessment fee for something that was not planned for? 

We kept saving and then we talked to a few other mortgage brokers including a couple who specialized in FHA 203K loans.  

Wondering if maybee I am a "special case"  = DUMB

We specialize in Resident Management, Maintenance Coordination, and Turnkey Management. 

Hi everyoneI'm Mike Payne, and I specialize in commercial lease transactions here in Los Angeles,CA.Making the transition in to sale and purchase of income producing properties for a couple of high capitalized investors.

Steps to ownership:Find lender, get approved for a loan of 150k or lessFind Agent who specializes or is familiar w/ FHA loansPurchase a foreclosed, tax lien, HUD owned, or short sell multi family property *this option is the most cost effective, but also the most difficult because of FHA guidelines which is why I need an awesome real estate agent!

He told me they had a house that was sitting on their books and they were doing a Thanksgiving special (waiving their finders fee).

Be aware of things like condo rules regarding investor owned versus owner occupied units as this could effect your or your end buyers' financing possibilities, special assessments or association fees that could effect your carrying costs, condo rules regarding renovations and what owners are allowed to do or restrictions on noise or work hours.

Hey Brian,I am a Realtor who specializes in real estate investing.

@Alex Sanfilippo, a friend of mine specializes in providing executive housing for foreign employees who are here for 2-3 years on a H1B visa.