The people with the war chest already exerted their influence, hence the policy decision that lead paint does not exist in 5+ unit buildings!

Mortgage rates are ultimately heavily influenced by the Federal Reserve but the mortgage rate itself is ultimately determined by the secondary market buying and selling mortgages.

But I’ve also been influenced lately by podcast and local meetup buzz about moving from short term to mid term rentals.  

Further more, some ideas to generate leads would be finding tired landlords, Send mailers to out of state land lords, Drive neighborhoods looking for vacant and abandoned homes, Talk to the mail carrier and other delivery people because they would know the empty houses in the area, Mailers to Landlords who own more than one property with back taxes, Mailers to Landlords who own tax delinquent multi-family properties, Place “We Buy houses” flyers/business cards at unemployment offices….a lot of people there could be having trouble with their homes and may need a solution, One-page Flyers posted on bulletin boards at large stores-get approval from manager though, Using Craigslist to find sellers, Send emails to craigslist ads with apartments for rent (the emails go to landlords who may be looking to sell, or buying more properties) Target people who have been transferred (job) and must sell NOW, Military transferees, Move-up buyers-People that need to sell and get a bigger house but feel stuck free & clear houses because they might sell with seller financing, Network with moving companies, Network with termite (WDO) and pest control companies, Network with real estate servicers – title companies, insurance agents, mortgage brokers and lenders – everybody knows someone in distress, Network with credit repair companies to assist their customers that must sell, Funeral homes and obituaries, Houses with boarded up doors and windows, Houses with blue tarps on the roof, Network at your local real estate investment or landlord association, Network with your sphere of influence - hand out your business cards to everyone you know- you may learn your neighbor has a friend that needs to sell a house etc.

You are at mercy of the HOA, unless you can find a way to control/influence the HOA.  

All I’m saying is, use your own judgment, do your own due diligence, do fair and balanced research, steer clear of naysayers because they eventually will instill more fear in an already big step to invest in yourself and if you let other people's opinions influence you, you can just stay in that same spot and be in the same situation, so be the strong committed person and move, do something.

One of my mentors told me "Don't be a pessimist, Don't be an optimist, be a Realist"Stick to factual evidence, data, & avoid emotional attachment to financial decisions.A second thing he told me, "Understand & respect the power of human emotions & how it influences behavior, it is very predictable.

They key is to commit to the area and get to know the centers of influence in the area and that includes the local business owners, HS and youth sports coaches, political reps, pastors, non profit coordinators, housing authority case workers, and yes... the drug lords, pimps and OG's to a lesser degree.

Cash back at closing.These two men, who I respected, who were an outside influence from the words I read in books...

The first year set it aside for learning all the aspects of being a RE broker: market inventory, contracts, sales process and creating a sphere of influence.