@Nazimuddin Basha, There's a whole lot of us feeling that pain of increased insurance costs and resets in taxes. 

Personally, whenever I close on properties, one of the first things I do is to replace all the toilets.

I’ve seen folks inquire a lot about “cost” be exorbitant but it’s not for the world to set the payroll of the persons assistance they are requesting of.On another note, with that good of an LTV and DSCR - if credit is in good shape you should be in the low 7’s todays market.

It is good practice in assessing STR potential and performance by combining personal research and rental experiences (rates and dates) with at least one local reputable Property Management company rental revenue estimate. 

I feel reducing debt is a safe bet.Thanks,Troy

I’d appreciate any tips or personal experiences.

Then I have an in-person conversation, not a written one. 

Feel free to reach out if you have any questions!

AND I did the thing we all read about, as far as getting multiple quotes for insurance and everything, went to move forward with the best one, State Farm, and we find out that we can’t get a policy due to having made a personal articles claim less than three years ago (was probably almost 3 years ago.)Now this was my business partners who made that claim.

Feel free to reach out and discuss.