The wall to the left of the cabinets will be knocked down to open it up to the dining room. 

My concern is when I refinance with a regular bank, my debt to income ratio will again come in play and I will be where I am today unless I am missing something completely.I will also knock doors of few other banks.

When I knocked on the (mud) door, no one answered.

Residents of that town house apartment community repeatedly knocking out the fence to make short cut path through subdivision.

If you can't reach him by phone, then go to the property and knock on the door. 

Definitely going to look into banks that work with real estate investor and knock down some debt.

We found this deal through being persistent by following up with the owner after knocking on his door several times to talk with him.

Knock on doors, make relationships, build trust, and land one.

Go......knock......on......the......door.

Assuming that’s not in a high cost area, house-hacking while working and knocking out your associates might be another route worth exploring.This would give you an opportunity to explore both college and REI before doubling down on one or the other.If you can suffer the cold, Cornell has a great real estate program, is transfer student friendly, and offers solid financial aid.