To learn more about the program overview, requirements and policies please visit: http://development.ohio.gov/cs/cs_ovff.htm

Right now houses are cheap, money is cheap, and there are tons of assistance programs so we are likely to not see any major increase in home purchases as primary residences in the near term, and in fact if the market becomes tighter in terms of inventory, lending restrictions become tighter, or interest rates rise then most people would expect a decline in the number of home purchases as a primary residence. 

That income can be used but its an isolated circumstance.The only program on conventional that allows the use of boarder income outside of the exception i mentioned above is MCM- My community Fannie Mae but it requires the borrower make under the area median income (depending on county) and has no other properties owned at the time of funding.I work with many investors who house hack on the lending end and have personal experence in house hacking as Brandon would call it. 

Third when he got his income tax in to go to a local bank and buy a Certificate of Deposit.

So often times newer note investors likely do not qualify for lending programs that do take loans as collateral.  

I remember an old guy out of Denver who had this niche called the 'help program'.

This report became our scope of work and a critical part of our investor program.  

I have been researching lending options and I may be going with the [whatever loan program at whatever bank] but I am open to other options if they can refer you to someone who may have a better deal."

What types of programs or services would allow you to rapid dial specific zip codes?

Due to some Government Ag programs that they were enrolled in, the family is prohibited from selling minerals off of this land............I however am NOT!