I would like to work my local market in California but what sellers ask for doesn't seem to leave me with any working deals and working direct to sellers/buyers out of state has its limitations.Would you advise to persevere in California working direct with parties or taking the virtual approach in a different market?

If your funds are from a third party, then you'd need a letter from that party outlining what they are providing you with, and if they have no official standing (like a bank), from where they have the ability to offer those funds.

Never hurts to have a 3rd party document damage.

The crazy part is the guy was actually referred and is somewhat reputable from my area (not some guy from across the country).

And yes, I have had some dog issues or loud party issues here and there, but I take care of it immediately. 

It is a way to have your money work at two places at the same time, and on top of it you get financial protection for your family.If you use a third party lender, you can get arbitrage on the loan rate vs the policy rate, and you can also deduct the cost of the interest as investment expenses.It is a long term play, as the front loaded fee will need four to six years before you get ahead of investing without the use of a maximum overfunded permanent life insurance.For whole life insurance, there are mainly four companies that I would recommend. 

Is your lender or other party an Additional Insured? 

Set that aside.Buyer decided not to move forward based on the inspection and during the inspection period.Both parties should sign a mutual release and part ways. 

Once you have some options and an idea of your strategy (airbnb, a duplex/triplex, etc) then do some research on those in JC and speak with a lawyer, I think you'll find that part is probably easier than you expect :)5.

They also have several 3rd party vendor parts to add in various functionalities a la carte.