I will definitely be diving into that section thank you @Mark Nolan! 

In the coming months I will be starting classes for my RE license and then from there will start diving into flipping.

I have tried to get as much information as possible to understand at what point the market is in but i'm getting everything from "Danger- SF bay area is on the brink of the next tech bubble crash" to "Safe- because of the amount of capitol available in the bay area the market is really only overvalued by 10% as opposed to a real bubble market which is overvalued much higher"I see that the multi-families available are definitely retail post flip prices, especially in the areas I would consider living in with a baby and many of those have rent controlled tenants.I'm trying to think creatively about moving forward weighing our $30,000 annual rent bill against potentially having a $600,000-$800,000 mortgage in a single 4 plex where it seems to make sense financial now but I'm concerned about market crash or unforeseen event.I guess my question is what would you do, invest elsewhere and stay put with high rent or dive into a bay area house hack?

And because of this, I haven't really dive my feet into real estate first deal for I always  feel that I am not ready.

@Mathew Deines Congratulations on diving in!

Security was a trust deed on a condominium (or so it appeared) in a city close to where I live. 12% interest only monthly payments, balloon in a few months (the maturity date had expired a few years ago).Looked at the signer of the note (borrower) , it was a corporation signed by an officer of the corporation.I'm leaving for a family camping/fishing trip up in the mountains, so I don't have much time to dig deeper until I get back.  

It sounds like you dug deeper and really figured it out.

The reason is that "financial areas" are more serious concerns than real estate matters, there are more ways of getting burned with federal criminal actions in finance than real estate, not excluding real estate, but finance goes much deeper than the surface scratched by those posting social or political views and opinions. 

I had already moved on from considering this specific property, but I am trying to use it as context as I get deeper into the process.I don't think it's "shady," just a specific business model that may or may not make sense for me.

There's a wealth of information out there and I suggest you just dive in!