:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+, zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680, some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

If its from the PM, 10-15% typically but very location dependent too.

Chase is one that you will typically find in all cities for convenience.

We split the profit of the sale of the home 60/40, in which he receives 40%. 

BUT you can skip the income piece, as "qualifying" will be based on rents received, not your personal income.

Why I Love Student HousingRent Premium - Students will typically pay 40-50% more in rental income than market rate housing.

Typically what's looked at is the income of the property and your credit score.

AlabamaEffective Property Tax Rate (2019): 0.37%4Typical Home Value (2022): $189,9766Annual Taxes on Home Priced at State Typical Value: $702.9The current metro area population of Montgomery in 2023 is 374,000, a 1.91% increase from 2022.

@Jose RamirezHELOC's are very hard to come by for investment properties, they are also short term loans that are typically interest only with a balloon payment at the end.

I am not sure on Florida, but typically Section 8 won't do a full inspection until you have found a tenant for the property.