@Dylan Bensinger I would go ahead and give her notice to vacate/non renewal of MTM and move on.

I'm sure things will continue to do well b/c Detroit has organic growth ahead of it, but due to the rapid appreciation and ># of investors piling in from around the globe, it's more of a risk now than it ever was in the Great Recession. 

THEY ask YOU if you can sell it to them because they happened to see your Contract lying around), and will be quite OK with signing your B to C Contract ahead of time, because they already know that by the time it DOES come to closing, you WILL be the Title-holder!

If the overseas markets really are so attractive, you could mix the two (buying in the US, buying overseas), and come out ahead relative to foreign-locals who only have 50% LTV @ 10% available to them.

I'm gonna go ahead and say it because I just read the book but...."

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Myself, I would rather take care of things ahead of time... 

If not, I would go ahead and do the upgrades then refinance then. 

I have seen seniors whose real estate portfolio is depleted quicker than the time it took to accumulate it due to major health issues which they didn't anticipate or their advisors didn't plan far ahead. 

@Ashley Hernandez  sure thing if your tracking a home or improved property that you think is going to sale.. you need to be contacting the owner now and buying it ahead of the sale.. that is what your competition is doing.. and that is why these rarely go to sale.land for sure.. lots of land just is let go.. but with improvements very rare in our state of CA.