Finance Options for US investor Buying Foreign Property

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I'm a US citizen interested in learning about finance options for buying rental properties in major foreign cities. My understanding is that banks will offer a 50% loan at 10%. That's high. Any recommendations for places to look for better rates? (Local banks in the market I'm targeting offer about the same rate). If I bought all cash, would it be possible to refinance at a better rate after establishing a record of income from the property?