My wife and I have made several offers on multifamily houses recently but keep being beaten out by (lower) cash offers.

You could consider a sellers home inspection (paid for by you) prior to listing the property so that buyers make their offers based on known areas of attention.

You can do two things to make your offers more attractive to sellers.1.

Most of the time, they are seeking to rely on exemptions Section 506(b) or Section 506(c) to avoid having to register their offering with the SEC.

One of our local Milwaukee REIA groups offers a-la-carte coaching.

Has anyone found a bank or credit union that offers high HELOCS with high LTVS?

It’ll take years for the courts to figure this out and like you said it’s be near impossible to collect anything  No, Clayton Morris offered to buy it back and signed a contract to do it. 

The dreamy master bedroom is spacious, offering a large walk-in closet and a master bath you have How did you find this deal and how did you negotiate it?

Some of these properties are offered at a fraction of the market value which is one of the reasons investors are incentivized to buy.

When you can't decide, make the offer.