Many people online will tell you you can QuickClaim it yourself (which you can), but I always use an attorney. 

I have helped dozens of people buy and sell functioning homes.

Sometimes people can be misinformed, thinking these are loosely originated mortgage loans akin to the “NINJA” (no income, no job, and no assets) loans that were common in the early 2000s and helped lead to the last real estate crash.After reading this guide, you should be both well-equipped to know what to expect in the DSCR loan underwriting process and be able to dispel any myths about DSCR loans being a repeat of the poorly documented “no doc” loans of the past.

I can say for a fact that they do not treat the property better than most other people.

My partner has a stable full-time job, but his photography business is not as steady as he'd like.We're interested in purchasing a multifamily property in either Baltimore, MD, or Hagerstown, MD, to kickstart our real estate journey.

2. how sensitive the short term rental business is to these risks in these locations, i.e. there are not many properties for short term rental in certain locations for example?

Another caveat: there are a lot of STRs out there that are breaking HOA/local government/state/federal laws or strongly bending the rules, and I'm looking for people who did not do that or who mitigated risk there. 

If  cash flow is what you want buy/start a business.

., C Corp, and an LLC for an active business I bought. 

Just a rate does not show what options people can find on the market place.I just locked a loan at 5.99% with 1.15 points and no prepayment penalty for an investor.