We're working on getting our second buy and hold property in Allentown, PA rented and are finding it harder getting applications in.

My parents have a couple of properties that I help them with, but I want one of my own.

I've always been very anti credit card after watching my parents rack up 40 cards and who knows how much debt.

Way back in a day when I graduated college and got my dream job, I lived at home with my parents and saved my weekly pay check for the first year of employment.

So I just bought my first property (4 plex) and had to use my parents to get the approval for the loan,my question is, my parents plan to retire in the next 5 years and don't want anything in their name as it may affect what they get from the government, can I co-sign them on a mortgage but have me as the sole "owner" on the title?

My parents recently went through this for months with their rental on Vancouver Island.

My background is that I stumbled into being a landlady back in April of 2016 when all I wanted to do was buy a single family house with cash that I saved from living with my parents (they made the best roommates, guess I was house hacking and didn’t know it) for 14 years post college.

I'm personally open to renting short term or even moving in with my parents for 1-2 months (the upside of having 2 grandkids they currently don't see often due to distance) but with a wife that hates moving once let alone twice in a 3 month period, I'm also hesitant going down this path.Will I have to compromise on my numbers to make this work?

I know one of their keys was making sure the parents were on the lease as guarantors.

Having had a business myself a lot of my parents came from looking at my website.