You explained it well and helped me see how I could work full time in the industry.  

Hi all, I am an immigrant (please forgive my English) and a newbie in real estate/commercial investment industry in this country.

Glad to hear that someone who is much farther down the road in this industry than me feels that it's a good thing long term. 

I can on a cash flow basis afford more land if it is amortized over a term to develop the area as an exclusive builder.New to commercial, isn't alot of commercial land leased by companies with a balloon?

The negative customer service experiences many borrowers have had in hard money, is often due to the lack of standardization in the industry.

Is there a template agreement used in the industry which is amended accordingly?

I am new to the CRE industry as an agent.

I have asked them enough questions that were basically answered that it is more of an informal subcontractor type bidding (they are just bidding the subs) and pretty much they want the bidder to assemble the material, on that case, that is why I am asking here if it is normal with developers in the residential industry.

It's an option to be considered, and it's big business for the many people involved in the process -- lenders, inspectors, real estate sales, the home improvement industry, construction, real estate attorneys, etc.  

I was fresh out of college with a good job doing industrial sales, but I hated waking up every day.