Does anyone else have any contact info on banks / credit unions that that would be able to make that loan?

I am looking for responses from people that has used credit unions in the Chicagoland area and surrounding suburbs for HELOCS. 


Please let me know also what credit union you used.

I did prepare the contract (contingent upon interior inspection, but partner approval is good too) and I have my own buyers/partners!

The upside is that there is no lien on the property.If you have the ability to do a refinance after a seasoning period, and the house is worth more than you paid for it, consider doing that and pulling out all your capital.If you use a smaller credit union, some will bundle multiple small properties into one blanket loan. 

Excited about the new challenge and preparing to be successful and eventually say goodbye to trucking.

I just had a property turn over and followed this procedure for the showings:I advertise the property and handle all calls, emails, texts on it and set up viewing appointments (I group them all within 30-45 minutes on one day)The current tenants show the property to prospective rentersWhen someone applies, they email or fax in the application and pay the application fee via PayPal (although I am now trying out Cozy for applications) and I process the applicationIf the application passes, I prepare and email over the lease for signatureWhen the lease is signed and sent back to me, I send over a payment request for the first month's rent (via Dwolla or Cozy)At the check-in, I drive to the property to check them in myself and collect the security deposit in secured funds (or use Cozy to collect it beforehand)I have been doing the above for a long time and it has worked pretty well.

Landlord does not report our on time payments to build our credit.

It may be best to bite the bullet, begin the process immediately, and be prepared to have an vacant apartment through the new year at least.  

My wife does not work and we have a good amount of "stupid" debt (credit cards/hospital bills/student loans) and not very much in savings and fair credit.