However, if you care comparing apples to apples and the only difference is the LTV, I see no downside as long as the numbers work.

I have few questions based on my below analysisEmployment outlook1) I see lot of companies opening their data centers (Switch, Apple, Rackspace).

From my understanding and very recent interaction with an appraiser for a large national lender- Appraisals are just comparing apples to apples: sq. footage, property specs- baths/beds, basic features.So- I'm going to actually disagree slightly and say that appraisals can also be on the lower end of what you'll see with comps.

@Leo PoonHi LeoThanks for sharing this information.I guess as investors we need to compare apples with apples, are the properties you mentioned cheaper because they need more extensive rehab?

Yes, apples to apples.

However I did have close to 20% increase on a commercial plaza.When shopping around, just be sure you are comparing apples to apples - from my experience some providers that like to advertise very low rates do so by cutting pieces of amounts of coverage that you may want.

Hence, when do you get quotes, make sure you are comparing apples to applies and they have all the same items including replacement costs, liability coverage, deductible etc.Additionally, I highly recommend that you have at least a mil liability coverage on the home owners policy if its residential.

This is comparing apples to apples with same equipment install.

When I look at least I always try to use 25% down as a "standard" so that all of my analysis when it comes to cash-on-cash return, etc. is apples-to-apples. 

@Fred Heller Yes sir Houston just keeps growing out, and the Grand Parkway is becoming a warehouse and business park magnet.