My name is Harley Kendall and I am very excited to have stumbled into bigger pockets.

I am a realtor in Milwaukee that specializes in working with investors, and I also have a portfolio of rental properties myself.I will get to your questions, but here is some background regarding loans and in general. - If you are NOT buying the property as your primary residence (in this case, it sounds like it will be an out of state rental), you are looking at putting 20% - 25% down if you are going to use a conventional mortgage.

I actually am working on my second one, I helped a Buyer in 2023 secure one, and now I am working with a Seller who has one, and the buyer is assuming their loan.

I am an agent that sells fix and flip properties to investors.

I am fully aware this is not a legal advice forum, but just looking to hear what other landlords have done in this situation. 

I am new to BP.

I am looking to take the (calculated) plunge early 2025. 

.- Repeat..Am I on the right track? 

I am trying to see if I should just try to find a cash buyer who wants to hold the property and I could either finish the work as part of the deal or offer it at a reduced price for them to finish...my other option is to try to do a cash-out refinance since we have done a significant amount of work, can I still get a semi accurate appraisal without the entire work being complete.

I am about to be 21 here in a few weeks.