I'm also working on a portfolio type loan with them for future purchases, however based on the current rates I know I am leaving a little cash flow on the table with the cut in the term, and the rate slightly higher.  

I’m in a unique situation that, after research, I feel is a major road block to my goal of owning my first home.Both my fiancé and I are originally from San Antonio, TX.

They can offer unique financing options, especially if they hold the loan in-house.

Extremely unique house shaped like a lighthouse located two minutes walking to the beach and about seven to the train to Boston/Airport.

Would love to hear your success stories and horror stories.ThanksColton There’s nothing unique or tricky about this.

. - Closing costs/points- The relationship and value your lender brings to the table and adds to your business- How quick they can get the deal done- Is the rate fixed or an arm- what appraiser do they use (VERY IMPORTANT).

Yes, another offer may be on the table, but any good realtor will give you a chance to counter.

Its called an amortization table.

We came to the table with a price in mind we were ready to pay him for the work that was completed, but allowed him to say a price he thought was fair first.

Put out a superior or unique product, and less so.3.