If you are going to purchase SF homes in lower barrier  C/D neighborhoods be conservative with your debt, set aside plenty of reserves and consider half if not more of your appraised equity to be the result of a generous appraiser because you will likely never see the equity converted to a realized gain. 

For their part the Federal Reserve is starting to think about maybe likely possibly coulda shoulda perhaps cut rates.

Has anyone used the evolve service?

Now they're a full-service broker. 

Do you mean being able to speak with the servicer?

Thus if you do seller financed I recommend using a mlo to originate it with an underwriter and then have it boarded at a licensed servicer. 

Put damage deposits and rental reserves in a high yield savings account or CDs.

How are the reserves looking with the hoa ?  

What are your thoughts about the cost of the CPA services.

- own them outright- plan to owner finance at 10% down 10% interest I use a title company and attorney for closing along with servicing company once done.