Social Media - longterm strategy, I get a few leads a month, but expect it to compound with time3.

So, making it clear from the start that you are running a professional rental business goes a long way towards avoiding those who are seeking just the opposite.

Refinance would raise the interest and term on the loan. 

I don't think it's worth it to me in the long run from past mistakes and I'm going to stick to my standards.

If I presented terms for an interest only payment for a term of 5 years, with a balloon payment due at 5 years, could I refinance during those 5 years into a conventional loan if interest rates drop?  

Higher Yields: With distress levels rising, project sponsors are willing to offer more attractive terms to secure the capital they need to stabilize their projects.

I asked for small down payments and provided relatively long term loans (10 years).

Does this actually make sense both from a selling standpoint down the line and a renting standpoint short term?

I am, and BP is, certainly a proponent of real estate investing, but I am also trying to establish us as a place for sober long term thinking.

What's the risk to the local roads for short and long-term hazards?