@Joseph Tolliver Thank You Marcus, I will check more into it. i am looking for more of a how-to guide/course that will explain the ins and outs of each platform. i may just have to read a book on each subject and implement one at a time until i become more familiar. once Inam at a spot where i can afford a monthly payment i will move to a more integrated system.

If they have some integrity they will make this right due to their agency haphazard guidance. 

However, one other thing to note as you're searching for a lender is the importance of integrity and transparency.  

Something about this whole thing is nagging me about his integrity & credibility.

I believe the blog is an integral part of BP and this update looks to have improved both the look and utility.

I will say that lots of the information I've learned online takes a stance of don't ask don't tell regarding wholesaling in general which does feel like an integrity based way of doing business.

So, Checkr (Cozy's integrated data provider) is at the mercy of the slowest part of the "system".I'm not sure if this is the case for your specific situation, but more often than not, any sort of delay is the result of a deeper investigation at the county level. 

We have for the last 10+ years also run a successful PM business, a vertically integrated renovation business and property coached and spoken at conferences and meet ups, as well as sitting on the regional, and national boards of the property investor associations including being on the committee that ran the 2011 NZPIF national conference in Queenstown and the Property management association in NZ with my wife Tania.I have been using BP to both connect with those who want help in investing here in Otago and NZ as well as plan the next stage of our own investing which may look like getting in to new unit development due to new planning rules coming into law soon in our district and having a real interest in increasing our Cashflow from our existing assets.

Also, if something new comes out in terms of software which is 100x better than one rooftop you have to start from scratch because they own everything and you are technically leasing both the software and the website.I chose to have my website built independently and then integrate with any software of my choosing that has an open API connection.

QBO integrates with so many apps that you can almost fully automate your bookkeeping if you put some time into it.