because physicians (my wife is one) are ground zero for targeted, focused advertisements of these kinds. 

Their strategy is to pinpoint good areas then radiate outwards and target solid, affordable properties as close to them as possible.

I worked with banks 10 years ago that made it much easier. 

This is made easier by the historically low interest rates we are enjoying now, where it is unlikely you will want to refinance that 30yr fixed any time soon (as you’ll likely pay a higher rate).

If you have lower return targets than I do, then perhaps there are lots of properties that generates ok returns. 

Your own local credit union or community bank may do it easier, or cheaper with relationship.

Tax free income in my Roth is so much easier and provides tax free income for my life and my grandkids.  

Some target lists to consider:Absentee Owners with Equity (be aware that in some areas this is getting over-mailed so you might want to mail exclusively to this group)Seniors with Long-Time Ownership (often ready to downsize or transition to assistance)Owners with Low Financial Stability Scores (combine with age, high equity and length of ownership to get extra layer of motivation)

Flip #3 Details502 Maize Ct3 Bed/2 Bath1440 sqftPurchase Price 87kARV 150kSales Price 150kRenovations Estimate 28kActual Renovation Cost 35kOriginal Profit Target 12kProfit 7.5kCondition: Awkward shapedCrap and piss everywhere and soaked into the baseboards.Roof that looked good until pressure washedClosets arranged in a way that made the bedrooms not very functionalNo pantry and limited storageOverall decent condition considering.No enclosed fence, but had fencing on the back yard as well as on the sides from the neighbors. 

I suppose the closest thing is to target counties that have foreclosure diversion programs.