Once you account for kitchen supplies and a never-ending list of small things around the house, you can easily allocate $2,000 to the overall supplies category.Appliances - if you’re lucky, your property already comes with everything included.

@Andrew LentzI'm not sure what your experience is in Corporate America, but you might want to allocate some of your mental bandwidth for adjusting to this brave new world you are about to enter.

I would allocate this money the following way, but not invest all of the money at once.

He uses mortgage ETFs “sparingly,” mostly in tax-advantaged accounts, and recommends that investors don’t exceed a 3% to 5% allocation to the sector.

You should allocate part of the purchase cost to land, and I just randomly took 20% to land.

You cannot "steal" from one element's allocated reserve to pay for something else deemed more important at the time, because the element you steal from still has it's own timeline to follow.Regarding your railings, I doubt this was a real surprise, particularly if Insurance was requiring it as well.

Allocation of rent.

.- There exists an elite class of people who can decide for "the masses" the proper allocation of resources to result in the maximum prosperity.Absent tyranny, the correct decision about when someone has accumulated "too much" is made by that person who accumulated it.

I also think sometimes people underestimate or don't properly account for longer term cap ex costs so there is some money allocated there as well (maybe more than some people allocate).

We allocate 100% of the money to an SP500 Index Fund.