@Rohan J. 1) I am using smart move also for screening.

If he's smart, he'll know that about 80% of lease-options fall apart and would be a waste of time unless structured so the buyer (that's you) is heavily penalized for failing to follow through.

The SBREI can promote working for gurus, but they are also successful smart individuals.  

I didn't have success trying to buy a house here and by looking for solutions I found Podcast #26 (MemphisInvest) on biggerpockets, I got really interested about what they do because I think buy and hold is a very smart strategy, especially for someone like me who knows how to live frugally. 

There are many smart, honest investors on BP that have been doing this for many years that will tell you that they are still learning. 

An add on question: would using somebody else's credit to get a FHA loan be a smart idea?

I didn't think of taking pics with smart phones, that sounds like a great option.Slipping it under the door isn't really an option- the doors are sealed pretty well and they are also common entry doors.  

Good morning all,I have been trying to find some info, and know that there are smart people here that may have the answer.An associate is selling a 4plex.The new buyer/offerer was supposedly approved for the amount.The buyer now says that FHA will not approve the loan because the rents that are shown on the appraisal are too low.Has anyone heard of this?

With two new people partnering together it's like having  dumb and dumber (I know you guys are smart, so that's just an expression) partnering  up so that they can burn two years worth of savings on a corperat divorce (not sure if that is faster and cheaper than a real life divorce, ask my friend that is still trying to divide properties after 3 years, many attorneys and many court hearings for code violations...).  

Stoker technology is pretty good.