At that age to have such a good reserve of cash it’s great to see.

Almost all of that went towards my down payment and the rest I held for reserves in case something big broke.

Assuming you get 75% refinances, I see that you have ~$278,250 in cash-out available from your current properties, so with your $100k you would be close (making sure to account for reserves).

Thanks for confirmation. 

I needed $10k down, $10k to start the rehab (I would later get reimbursed according to a "draw" schedule), and $10k in reserves, so $30k in liquid cash.They also checked my credit, score wasn't too important they stated, but they did want to make sure there were no liens, judgments or foreclosures

Definitely helps, trying to build some reserves.

Now there is someone interested in the property and they want to view it.My renter has been reserved about the process.

Purchase a 12 plex with 25% down leaving us 60,000 cash for reserves.

One thing that you do need to be aware of is that the bank will insist that you have reserves enough to cover anything that might come up in the near term. 

Do they have sufficient reserves?