If you turned in your license to the state and it's inactive, you are not an agent, if you later activate the license later on as may be allowed within a time frame any transaction conducted while in an inactive status is not covered as an agent nor will any professional E&O coverage be afforded on such transactions. :)

What about liability coverage on your insurance?

Your insurnace usually covers any loss under the liability coverage.

Some of the green/energy efficient features include:-No VOC paint-Renewably sourced carpet-Hypoallergenic and ecofriendly insulation -Comprehensive foam insulation and sealing-EnergyStar windows-EnergyStar appliances-LED/CFL and energy saving light fixtures-WaterSense Faucets with aerators-Insulated plumbing-High-efficiency dual flush toilets-Nest thermostatWe will be conducting a second blower door test tomorrow to see exactly how much our end buyer will be saving in monthly utility bills as compared to the original house and the surrounding homes.

They are getting lazy.That said, things are different in Texas, if the title companies accept that as Ron mentioned, then so be it as it is the title coverage that will allow you to sell with warranty giving a General Warranty Deed. :)

It's extremely cheap for the policy and has all the coverage necessary.

The policies are all written by crafty lawyers with decades of experience and they are all written with the intent to minimize coverage.

Even if you're buying a single family rental, banks are going to look at things like the DSCR (debt service coverage ratio).

It gets VERY cheap to add each additional $1 Million in coverage after the first 3.

Under the previous zoning coverage, both architects told him that he could put up a building with a cellar and four floors above to end up with approximately 10,000 SF.