@Chris Mason and with the new disclsoures which are as confusing as the old one's people just sign and never read the small print.you just had the  " what is it going to cost me" sentiment everything else was irrelevant.markets moving up in the last 4 years have bailed many out as well. were they are no longer underwater

I bought and held a rental-property and lost money the first 2 years (a bunch with renos, holding cost, etc...) last year I made a small profit.Should I just get a CPA?

It depends on the capital you have available.If you have 200k cash and put 10k down on the property in Memphis then overall a small percentage of your liquidity.

DO Ohio from Ontario  secret it boots on the ground and great support teams  ...Its a pretty small world  and one does not need to be where one is investing  one just has to have great people there... if  I can be of assistance let me know  and I am always open to new locations if I have the proper support teams on the ground  ...look me up if interested

Now if you want a small family park where you can make a modest living, they are available but you have to search hard to find them. 

I'm trying to figure out how to do this on a small scale. 

@Kasan Kelley Ive always had a love for Real estate as well i went to a Vocational high school and my major was carpentry so i have a small background in the construction aspect of real estate but just like you said i was always one of the ones that thought it takes money to make money as well lol.

My regular lender, who was taking too long reviewing everything, referred me to another bank who writes commercial notes; a small local bank. 

That I would later file a small claims for rent, late fees and any damages?

It isn't really about small multifamily but just multifamily in general but the best book I have read on the subject is Wheelbarrow Profits by Gino Barbaro who is a very active member here on the forums.