After 2 borrowers (July 2011 & June 2012) being late in their first year you may benefit from changing your process.

Since their revenues a driven by fees, wherever additional fees can be applied – it is to their benefit.

Use the standardized approach to formulate your estimates keeping within those stats of similar properties, you need to do that because the reader of your plan will be using that same information and if you are too far out, without good justification, it becomes a reflection on you as a business person, are you doing or capable of doing your due diligence or are you trying to fog your way through and reap some benefit.

Our weak dollars are benefiting others.We have asked for this by voting for crooked poiliticians, having crazy environmental laws, having way too many lawyers to sue everyone, and catering to the union thugs that make outrageous demands.

You're sunk getting a good education unless you can pay for it, unscoring the benefits available to those that have over those who do not......class!

Most investors, one way or another benefit by government injecting money into the industry.

Tim-The number one question to ask this doctor is "what financial benefits do you want from your investment property?"

You have a plan on investing, you are getting education needed to continue, you had the benefit of having a mentor train you, you have taken action which is better than 95% of the US population so you should do well.

I feel like I am approaching real estate different from an investor who relies solely on rental cash flow.I am okay giving up some cash flow because I am more interested in mortgage pay-down/tax benefits/appreciation.Am I mentally approaching this wrong?

Real estate issues now advance to city planning issues, zoning, traffic concentrations, population concentrations, development and construction, union and workforce concerns, employee benefit plans as to the liability side.