.- Insurance deductible following a claim ($1,000).I believe the property won’t begin to depreciate until it’s in service, which seems to align with how TurboTax is set up.

I cycled through several PMs before landing on my best current option, which is a husband & wife caretaking team that deals with my cleanings, takes care of my pool, handles emergency issues, puts out the trash on Sunday night, and sets up and waits with various contractors when things need to be dealt with.

I’ve always done really well buying smaller things like saws and hand held equipment as opposed to renting.

And the 30% ratio does not work well in extremely low income area, you need to assess closer to 20 or 25% of income. 

Replacing the vanity itself is very straighforward - find your studs, set the vanity in place and shim and adjust it so that it's level and plumb, and then use cabinet screws into the studs to make it permanent.

So now I am learning about development out east in your neck of the woods and well we have to survey for civil war battlefields..

I know this is an old post, but I am in a similar situation as @Omar Guitierrez, and need financing as well.  

@Walchli DonnaAs an fyi next time you do this use a licensed loan servicer and charge it back to the borrower - it’s $25-$30 / mo and they handle all the payments and loan balance as well handle all the tax documents as well.

An investor-friendly lender will help you devise a plan for savings and debt paydown.I'd also begin looking into which areas you'd like to invest in as well as strategies to utilize (i.e. househacking). 

I would appreciate recommendations as well.