They got it fully leased up and everything has been running smoothly with $2k net income after expenses and mortgage per mo. on a property I put $180k into (rehab + down payment), so I'm very happy with the resolution.

I know they can be financed just like a stick built construction loan, however, my credit union is not doing construction loans right now and does not have a time frame for when they will (SECU).I want to use the land as down payment if possible and finance the modular and the site prep for it.Looking at getting a new modular duplex or a SFH. 

For example if you borrow 300k at 9.99 with IO payments, your monthly payment would be 2497.50. 

Our monthly rental payment from the tenant was almost exactly the same amount as our monthly mortgage payment plus we did about 10k of repairs plus depreciation. 

Any advice on how should I proceed to get my 50% down payment back?

The tenant then stopped payment on the security deposit.Should I contact AMHA first to inform them about the situation?

You are supposed to estimate what you might end up owing the IRS when your taxes are finally done and make this payment on April 15th, preferably here on the IRS website.

The tenant called me to explain that she has a medical issue and cannot pay next month's rent on time. Later, she informed me that she is unable to work and, as a result, can only pay some portion of the rent until th...

The market here is obviously tough (and we'd like to invest here or nearby for several reasons), but we have heard about second home loans that have more favorable down payment and interest options which could increase our buying power and allow us to cast a wider net during our property search.Understably this type of product would have to pass the sniff test.

Monthly income is around 7800 and rent payment is 3200 a month.