I'm unable to find a sample adverse action letter with Zillow as the screening/consumer reporting company.

Just enough to cover most of the mortgage (im paying $70 out of pocket).

They just put all the 'problems' on an exclusion list that is not covered by the insurance. 

Fifth, elements outside your planning or control can increase expenses significantly; tax increases due to budgetary shortfalls, insurance costs doubling due to natural disasters, tenant damage beyond what the security deposit will cover.  

Lot coverage refers to the portion of a lot that is covered by structures. 

Just general experience that they pretty never cover 100% of what "I" want, and ALWAYS have "too many clicks" or an interface that doesn't work for me...For what its worth, setting up Excel for this isn't that bad. 

Generally buyer covers closing.....well thats how i structure it.....you can ask them for a copy of the assignment contract.

Another savvy move is "house hacking," where you live in one unit, renting out the others to cover expenses and even make some extra dough.

I understand the parameters of what costs are covered and which are not. 

What is your opinion of the Airbnb screening process?