If there's obvious insulation break-down and bare wires exposed to rafters, joists or wall studs, same.Since you are planning to keep it, and you make your money back on your insurance, it's probably not a bad idea although I would shop around on some pricing.

Would love to meet some investors in my area and grab some coffee or food sometime! 

We shopped around and went with a bank that had no minimum stay. 

Okay will contact your friend to shop for rates, looking to get pre-approved so we can have quick-turnaround when there's a deal.

Hit me up for coffee next time you're in town!

We have rented several places, we didn't get any sparkling appliances.We didn't miss any "bad parts"; its just some people have very high standards of what they consider clean like wash an already washed plate or spoon before using and some others would just rinse their coffee cup before pouring in their evening cup.but then you should bring it up before you sign the lease.

(InterNACHI, AHIT, ABSBI, ATI, HII, HTI, ICA) I look forward to meeting with some of you in the future; if anyone in the Indianapolis, Cleveland, or Louisville area would like to share some knowledge and a cup of coffee on me, hit me up!

And if you do call around, perhaps read this blog post so you'll know what questions to ask:What You Need to Know When Shopping for a HELOCGood luck!

I am an investor myself and also own a small print shop that only works with other real estate investors from around the country.

(edit)  Shop around for a good home owners insurance product.