I think RealtyShares will want to see your skin in the game and won't see any if 80% is a bank loan and you are proposing RS be the other 20%.  

Anyone you deal with, not just a bank, will require that you not only have knowledge of hotels/apartment construction but also have significant financial skin in the game before they would work with you.I commend you for jumping into real estate but take a more logical and realistic approach at it.

Gotta get some skins on the wall first.

Again, it all depends on how involved you want to be.My motto, is if you want to be in this business, you need thick skin and deep pockets. 

However, you will need skin in the game.

You could put some of your money into the property so you have some skin in the game.

@Nick Noon  in certain asset class's those are true statements.but not all real estate is like that.. there are many many different ways to skin the RE cat.some of the most profitable 99% of the folks reading this won't have a clue about.your talking about what the herd does. 

Usually they would want you to have skin in the game on the purchase side.What are your expenses specifically?

Red flags;4/40 cents on the dollar is an amateurish term, it is 40% LTV.You're putting no money into it, you have no skin in the game.You plan to have it vacant for a year to try and get cap gains.  

This LLC should be completely separate from everything else.Your other questions are more difficult to answer as really we are talking about different ways to skin a cat.