When I come out… it is important…that all of the decision makers be there…. so I can come to an agreement to buy your house… Will all of the decision makers be there for the appointment?

The makers/payors shall not be personally liable for any deficiency resulting from any sale and/or foreclosure hereunder.

That is a bunch.I know for commercial real estate with NAR they used to do conventions but for years we have done virtual ones.You sign on and can go to different speakers on subjects and then click on vendors (of your choice and when you want to) and then there is a virtual conference room.It engages a bunch of people who could not make the conference because of timing or cost constraints.Will you be filming this event and the speakers??

Lonnie Deals are described in the Act, name wasn't mentioned but was in some other writings from law makers......actually, what an honor to be recognized (LOL) not that all the deals were predatory but that some were.

Even if the buyers have the upper hand in negotiations, the seller is still the ultimate decision maker though, making it a sellers market in my eyes.

I am the "rain-maker" myself.

If institutional, is the lender a local bank where you can negotiate with a decision maker, verses a voice/clerk on the other end of a phone?

Give it a year or two, make rank (or make rate if you are Navy), and get yourself to a point where you can afford a pizza and beer once in a while. 

The check maker(s) should file a dispute at their bank.

I prefer the role of deal maker and funder.