**A good piece of advice is to go back to company that you had the original claims (tornado loss) with and ask them to provide you "loss runs" this will be an official manuscript (sounds fancy, it's not) from the company that details the loss including the amount that was paid out.

If this were a long term lease (say 10 years with a 10-year renewal option) and the lease payments were at saround 90% of current year potential NOI, AND there is no deferred maintenance or capital expenditures to be done then this could be an attractive deal for both sides.

Brew your own coffee, brown bag your lunch, don't go into a restaurant unless it's your second job.  

Hello BP, i'm going to be an Oversea investor and i'm having difficulty getting a good recommend CPA from the people that i had been networking.

Brown bag your lunch and brew your own coffee.  

The closing should not be an issue as long as you are dealing with a title company and lawyers that are familiar with what you are doing.

would this be an owner occupant project?

Sooner or later they will leave and you will be looking for new tenants again and most applicants will complain about the smoke and move on to the next property.On the other hand, 99/100 properties are non-smoking, this may be an opportunity to take advantage of the situation and advertise to smokers who are willing too pay more to enjoy their habit.

Lets grab a cup of coffee and talk real estate

Welcome to BP Charles, look me up if you ever need a cup of coffee and a conversation.