I even tried to cut my losses and told him to keep 7k for a half days work of demo and return the other 8k.

Hi @Amy GardnerUnfortunately, unless they have their CC&R's online, you'd probably have to call the HOA management company for a copy of the CC&R's or just simply ask them if they allow short term rentals. 

Simply put there is too much money at stake. 

You can cut your postage cost down to less than $0.28/piece if you mail at least 200 equal pieces.

Hire a lawyer to assist in the purchase and to review the HOA financials and regulations pertaining to investors.Buy with minimum down/maximum leverage if you hope to gain true positive cash flow.Dead equity and HOA fees will seriously cut into your cash flow and turn the investment into a liability.

I haven't made an offer yet simply because i have no money(to buy or fix it) and not the best credit.I'm also assuming the house is by agent and I'll definitely fail their screening test.What are some ways i can acquire this property?

Big thing to consider is if you use your own cash and house not selling right away you are simply need to wait a bit longer to get cash out.

No doubt there.I could contact foreclosure attorney or bank but once’s its back on there radar, I don’t think they will cut me a deal because I found it for them?

Simply selling because we need cash and this is probably the property that we have the most equity in.

We want to be professional and try not to make it sound like we are simply asking for money, but rather offering an opportunity to the lender.