An alternative is to put a 2nd mortgage, or to refinance and access the equity.However, most of your options would involve qualifications with credit.

This year I will acquire at least one rental property and meet the qualifications for both Real Estate Professional and Material Participation so that I can deduct my rental real estate losses against my wife's earned income. 

LOAN ASSUMPTIONS:  Again, a lot of commercial loans may be assumable and you can try to take over the existing loan with the proper qualifications. 

In other words, a company looking for qualified investors gives referral fees, but a nonrealtor knows some qualifed investors who may be interested and wants to know if there is an agreement for that.I believe there is a name for that, and are there examples?

Set 1-2 periods of time each week that you'll be able to show prospective tenants to save your on time - if you can, get them to apply before showing to make sure they meet your qualifications. 

Alternatively you could also put less down on a rental property with a portfolio lender that allows all the way down to 5% (depending on your qualification criteria) to invest earlier and have more capital. 

I say "commercial" because after talking with a few credit unions I don't fit the typical HELOC qualifications and they referred me out to their commercial departments.

When borrower refinance cash-out an old mortgage with a 12 Bank Statements lender while applying for a new mortgage with another 12 Bank Statements lender at the same time, will refinancing the old mortgage affect the DTI, and qualification for the new mortgageBecause the 1003 shows the liabilities and mortgage payment of all mortgages?

Hi Miles, Yes you can refi out of FHA to Conventional as long as you meet all the mortgage lenders qualifications.

I'm still learning about this type of lending but the appeal to me is that they don't consider personal income or tax returns, it does not need personal debt-to-income ratio qualifications, it's collateral based borrowing..