Wtf.It's a duplex that I have a primary Va loan on in my personal name.

I turned properties in my personal portfolio in Downtown Phx and Old Town Scottsdale with Wanderjaunt.

But it’s also a heads-up to stay sharp, keep an eye on those mortgage rates, and be ready to jump when the time feels right.

My personal average for a 2 unit detached is closer to $300, for an older property I think $300-400 is reasonable (not including vacancy).

I feel like I'm kinda chasing my tail here.

This loan will qualify the property itself, without the need of all your personal documents (as mentioned above).

There are lots of lenders out there that specialize in different things and have different workarounds. by working with the same broker, they'll understand where your priorities lay and since they have a better understanding of your experience, they can push for exceptions that wouldn't normally be approved.I myself am a broker so I may be a bit biased here, but if you do feel that your current broker isn't very good or that they are overcharging you then you can certainly explore other options.

The person I sold it to made $40k weeks later doing nothing to the property but listing it on the MLS.All because he had more leverage.He knew I was in a tight situation financially and took advantage of me.He turned me into a motivated seller.

I hope this helps answer some of your initial questions, if you have anything more specific, feel free to inbox me and I will help in anyway I can.Best,

I feel it's always best to collaborate with others on such issues and people like you and Mike make this forum a great resource.