What a time it has been...just wanted to let everyone know im good ( for the ppl that care) lolSo in my last 12 months ive done almost 2 mil already and pipeline is steady flowing.I am happy to say I have now accepted a position as a closing agent at a NE Cleveland investment firm.Did it all as a solo agent and i just wanted to say first to everyone here thanks for your words of encouragement and advice....This real estate has changed my life in so many ways...I got my first rental and currently house hacking, my mindset is so unbelievably unmatched compared to fellow agents.Things are finally turning around ( prayer hand emoji)

I saw this first hand in Silicon Valley in 2001 and then again in 2008 to 2010.

@Calvin Rankin - Have you thought about sending them a very personalized, hand-written letter from you? 

So i have a question , I cant think of refinancing my property because if i do , I will have money in my hands but the debt will just increase and increase,  and therefore I will never get out of debt.

I told her I’ll take it off her hands so atleast she won’t  have to pay property taxes. 

I mean you already have a feeling that the property you have on your hands might be worth a lot more than you were thinking. 

What can be helpful, which is worthless, but helps gauge how amicable the parties are, is to ask for a hand written letter from the other spouse promising they will in fact show up to sign off the day before or day of the closing, allowing the sale to happen. 

Two areas where I build a safety margin are cash on hand (I want to be able to make   x  number of payments with no correlated income) and spread (the difference between rents and all expected expenses ie expected cash flow--the higher this number is the easier it becomes to make the debt payments)So for example say I am looking at a duplex for 100K and I have 50K in cash. 

Looking to soak up as much information as possible, but I also want to get my hands dirty and learn the business.

I would love to gain experience and learn the business hands on.