When you refinance to conventional lending the lender will require their own appraiser to value the property.

I don't know the cost of properties in your area, but I would look at conventional financing your next investment property with 25% down.

4-unit if possible mimumum 25% down conventional financing.

Until you build a good and strong relationship with the bank (buying tons of their inventory) where you may be able to purchase directly from them no middle people; you'll have to start out like everyone else and that's working via bank realtors.Kudos,Mary

If you're only going to own the property for a couple of months, then a higher interest/lower monthly payment loan would be what I would suggest.However, If you're buying equity with the hope of seeing a larger payday further down the road, then you'd want a lower-interest conventional financing loan that you can pay principal down on as quickly as possible, but at that point, you're a buy-and-hold investor and not a flipper.Honestly, the best thing to invest in is education.

Conventional loans aren't available if its in an LLC.

I've mostly been a buy and hold investor for the last couple years, but since the inventory is scarce i feel that flipping is a good strategy right now.

You could either take the money and use it towards a private or hard money loan to pay the down payment and do a couple fix and flip, or use it towards a conventional mortgage on an already flowing cash flow Property and enjoy the bonus income.

Looked into conventional but can't finance the construction upgrades, and would need 25% down on non-owner occupy investment property + reno, or about $100k to pull it off.

The problem is that when the herd of speculative buyers turn into mass sellers - there will not be a large enough pool of qualified buyers to absorb the inventory which will lead to a sharp reversion in prices.