Reading between the lines of some of the replies, I think most people arrived at their level of success with hard work and grit.   

I also send detailed information about the area and the house for their arrival, departure and stay when final payment is made.

If you Total Project Costs is $105,093 and Refinance loan Amount is $105,000 How did you arrive at this number?

STR is very busy and pretty much booming as my wife works with her brother to manage a STR in Gulf Breeze and they’ve been getting over $5k a month and the summer months haven’t even arrived yet.

How did they arrive, on foot, by bike, bus, cab, truck, motorcycle or tractor-trailer?

When Al arrives he starts talk to the couple and I find out that he randomly picked this property and started advertising it as a rental.  

Look me up when you all arrive.

This is the least amount of coverage Fred should have had in place to avoid the coinsurance penalty.Divide the actual limit of insurance of the property ($114,500) by the figure determined in step 1 ($173,600), which results in .659 or roughly 66%Multiply the total amount of the loss ($20,000) by the figure determined in step 2 (66%) and you get $13,200Subtract the deductible ($1,000) from the amount determined in step 3 ($13,200) to finally arrive at $12,200And the results are...Simply stated, a very unhappy individual (Fred) receiving the phone call of bad news if he had experienced a loss under his old policy.

Also there are some areas around town with great opportunities for flipping houses.Hopefully it will have warmed up a little when you arrive.

Police arrived and found several stolen bicycles in the living room.