I believe the idea is that if you transfer a property from your name to a trust you own, the Due On Sale isn't called.

However I do have a few other ideas but I would need to know a bit more about your situation, timeframe, overall financial objectives.

I was hoping to hear some ideas on what everyone is doing, other than working a W2 and eating ramen.

Do you have an idea of how much you can afford to put down? 

@Luke Spencer I am not on the management side but I can tell you it took 2+ years to fill 300 units at one of our facilities and the other just hit 300 units in 12/13 months so it really depends on the demographics, and local housing market trend, the more people moving in and out the higher the demand for storage.I think if you're looking at a saturated market then the upfront cash to turn the warehouse into self storage is not a good idea but then again, maybe those operators are on back roads ( low visibility ) and don't push google ads well.

Need a little more information to throw out a few ideas. 

This is a great idea that I think I will incorporate.Your point about a contingency line item is smart, I will need to talk to my lender about that possibility. 

They still have to pay the ServiceTech to drive there and back and go get any needed materials.LABOR COSTSNow that you have a decent idea of the time required, you need to try figure out what a ServiceTech should cost per hour.

My mortgage rate is very high  and I would like to pay some of it off, so that my monthly payments would go down a bit, I dont know if it is financial smart to do it or not? any advice on paying mortgage off or faster 

I like the idea of using a 15-year loan for the best rate, especially since I’m aiming for long-term stability.