For example, my appliance store gives me a 10% discount, so I charge a 5% markup to my owners to make a little money and the owner still saves 5% from retail. 

I believe the code says "if a veteran holds legal title to a property secured by a VA loan but does not possess equitable title, this situation is considered 'not a disposition."

However I do have a few other ideas but I would need to know a bit more about your situation, timeframe, overall financial objectives.

Get a big downpayment so that the buyer doesn't end up in the same situation 5 years from now.

I could be wrong or out of line, but I feel like this is a field where you really need some good expertise/experience to know how to address the variety of crazy situations that will come up.

It is definitely a STR bubble situation it seems.

She has a charge off that expirian will not delete everywhere else deleted it so that blocked her from getting a heloc no 401k my dti is high because we used my cards What would u do in this situation?

Those situations go bad more often than not, costing you money and the friendship.

You might consider other strategies, like taking a home equity loan or refinancing to fund repairs, but consulting with a tax professional or CPA would be the best next step for your specific situation. 

I have had previous requests for help with this situation, and that's the advice I consistently offer.