Starting off you will not do a zero sum investment plus get other people to invest.  

(A) Pyramiding, where one exit's before cap-x cycle starts hitting.

I've recently started and am eager to learn.I'm reaching out because I'm looking for guidance on finding reliable note sellers, partnerships with experienced note investors, advice on navigating loan modifications, etc.Specifically, I'm facing challenges with "accurately valuing non-performing notes, understanding the legal complexities of note transactions.I'm particularly interested in connecting with individuals who have experience in due diligence, negotiation, legal aspects of note investing.I believe that by collaborating and sharing knowledge, we can all benefit.

Keep the business, to make it easy for you to start your nextproject.O.

@Michael AddisonIf you're just getting started in Cleveland I would recommend being in areas on the West Side of Cleveland like West Blvd, Cudell, Old Brooklyn, Clark Fulton, Edgewater, Jefferson, and Brooklyn Centre.

If you start looking and start the in depth Due Diligence process, please reach out to me.

Goal would be to acquire 20 rentals by the age of retirement, with some already starting to be paid off.I am in the same boat as you, and I focus on safe appreciation all day (small cash flow for safety and then focused on markets on that appreciate). 

It started as an FHA loan but had to switch to conventional.

If the rental lease started 1/1/2025 it's likely it was technically in service in 2024. 

If you’re thinking about diving in, I say go for it—but maybe don’t start by living in a closet.