I have personally owned over 200 cash flow rentals and sold them as it simply was not worth it..

I got a deal on labor as I know the contractor personally and helped out a bit with the project.

I personally really like the suburbs, and that's where I have most of my rental properties. 

All the add-ons are a la carte so you can definitely get a lot of value based on what you need.One thing I personally don't like is that when tenants pay rent, they are charged $1 per transaction for ACH use.

Personally, I wouldn't offer SubTo or a Wrap, For reasons I've written about fairly extensively. https://www.biggerpockets.com/forums/70/topics/1227199-the-m...However, I would sell on "Lease Option" and that may work for you.

This will allow you to remove the person and do the financing on your own.Home Equity Loan/Line of Credit: Since you're looking to access equity, a home equity loan or line of credit (HELOC) can be a good option.

Personally, I just don’t know if it’s worth it.   

If someone is walking down the street and trips on your sidewalk or a  walk way whether its a tenant, delivery person or passerby you are the one who gets sued because its premises liability exposure.

A person files for and get's whatever from of welfare.

Personal guarantees are EXTREMELY common.